First, I don’t believe the government should be the ones telling banks what to lend or not to lend.  The banker is the one that needs to decide if someone is a good credit risk or not based on what level of risk they want to or can take on at the time they are [...]

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As we close another year and look forward to what 2010 has in store, I’d like to share three year end tips to help start the New Year with success. Tip #1 – Assess every expense.  Have you called all of your vendors and asked for a discount, better terms, or better pricing?  Have you [...]

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