The credit markets have been tightening for the last year and personal credit has become more and more elusive.  Now, more than ever, we are starting to see a tightening on business credit and loans offered by banks.  Banks are tightening their standards and dropping more liberal business loan programs as well. Just a few [...]

“Put it in writing!” After many years of working with thousands of small business owners I have seen some common habits of those that are successful versus those who are not. One of the most common habits revolves around the phrase “put it in writing”. Small business owners who took the time to write out [...]

The single most important step to starting and maintaining a business is “Compliance”. Compliance is defined as “keeping a business registered and up-to-date with all required agencies and directories to inform the public and lending institutions that you are open for business and how they can contact your company quickly.” Compliance encompasses several factors. There [...]

Litigation in America is out of control, especially for small business owners. Legislation is not getting passed to stop the frivolous lawsuits and laws in place now such as Rule II of the Federal Rules of Civil Procedures have been hamstrung by changes that loosened its effectiveness. Product liability laws are intended to protect consumers [...]